Phoenix Money Ltd

Private Limited Company · Liverpool

ActiveUnited KingdomIncorporated 2020Private Limited Company

Financial position

Accounts to 2025-12-31 · GBP · Company accounts

Net assets

£5,032,027

Cash

£2,707,195

Turnover

—

Profit / loss

—

Current assets

£44,972,851

Creditors < 1 year

£25,117,146

Equity

£5,032,027

Average employees

Not available

Balance-sheet trend

GBP · company

Financial statements

Selected figures from the best-ranked available filing for each period. Missing values remain unknown.

2 periods

Some figures were read by AI from scanned accounts, so small errors are possible. View the filed accounts

Reported figures	2025-12-3112 months · Company · AI-read	2024-12-31Company · AI-read
Balance sheet
Net assets	£5,032,027	£3,991,810
Equity	£5,032,027	£3,991,810
Share capital	£100	£100
Retained earnings	£5,031,927	£3,991,710
Assets
Fixed assets	£32,687	£49,076
Intangible assets	£350	£1,750
Property, plant & equipment	£32,337	£47,326
Current assets	£44,972,851	£38,178,868
Cash at bank	£2,707,195	£6,176,748
Debtors	£2,612,242	£132,982
Liabilities
Creditors within one year	£25,117,146	£6,186,134
Creditors after one year	£14,856,365	£28,050,000
Net current assets	£19,855,705	£31,992,734
Assets less current liabilities	£19,888,392	£32,041,810
People & pay
Average employees	—	5
Source evidence	View filing	View filing

From the accounts

What the accounts for 2025-12-31 say about themselves, read by AI from the scanned filing.

Principal activity: The principal activity of the company is that of the provision of bridging finance to property development and investment businesses.
What it does: bridging finance · property development · investment businesses (AI keywords)
Auditor: Cohen Arnold · senior statutory auditor Dov Harris
Immediate parent: Phoenix Money Group Ltd · England and Wales
Ultimate parent: Phoenix Money Group Ltd · England and Wales
Accounts: Small company
Approved: 2026-07-09, signed by Mr M Gambhir

Related parties (11)

a director of the company · director · amount due within other loans · £0 (2024: £0)
a director of the company · director · interest charged on loan agreement during the year · £0 (2024: £614,287)
a company wholly owned by a director of the company · company wholly owned by a director · amount due within other loans · £0 (2024: £230,000)
a company wholly owned by a director of the company · company wholly owned by a director · interest charged on loan agreement during the year · £6,488 (2024: £23,063)
a company wholly owned by a director of the company and a close family member of the director · company owned by a director and a close family member · amount due within other loans · £10,000,000 (2024: £10,000,000)
a company wholly owned by a director of the company and a close family member of the director · company owned by a director and a close family member · interest charged on loan agreements during the year · £1,000,000 (2024: £54,795)
close family members of a director of the company · close family members of a director · amount due within other loans · £1,649,727 (2024: £1,609,454)
close family members of a director of the company · close family members of a director · interest charged on loan agreements during the year · £160,649 (2024: £540,564)
a company wholly owned by a director of the company · company wholly owned by a director · amount payable within administrative expenses for lease of the company's offices · £9,185 (2024: £50,007)
companies classified as other related parties, by virtue of shareholders of the group having participating interests in the borrowing companies · other related parties · loans held by the company · £460,195 (2024: £80,636)
companies classified as other related parties, by virtue of shareholders of the group having participating interests in the borrowing companies · other related parties · interest charged on loan balances during the year · £25,856 (2024: £163)

Borrowings (1)

Other loans · 38,789,212 · Payable within one year: 23,932,847; payable after one year: 14,856,365 · secured on Other loans are secured by fixed and floating charges over the assets of the company.

Directors' report (2)