The Mortgage Lender Limited
Private Limited Company · London
ActiveUnited KingdomIncorporated 2014Private Limited Company
Financial position
Accounts to 2025-12-31 · GBP · Company accounts
Net assets
£26,983,174
Cash
£363,662
Turnover
£48,956,651
Profit / loss
£12,864,742
Current assets
£31,942,744
Creditors < 1 year
£5,938,984
Equity
£26,983,174
Average employees
0
Balance-sheet trend
GBP · companyFinancial statements
Selected figures from the best-ranked available filing for each period. Missing values remain unknown.
Some figures were read by AI from scanned accounts, so small errors are possible. View the filed accounts
| Reported figures | 2025-12-31Company · AI-read | 2024-12-31Company · AI-read | 2023-12-3112 months | 2022-12-3112 months | 2015-08-31 |
|---|---|---|---|---|---|
| Balance sheet | |||||
| Net assets | £26,983,174 | £26,362,348 | £15,254,070 | £3,215,071 | £597,006 |
| Equity | £26,983,174 | £26,362,348 | £15,254,070 | £3,215,071 | £597,006 |
| Share capital | £6,321,482 | £6,321,482 | — | — | — |
| Retained earnings | £12,864,741 | £12,243,915 | — | — | — |
| Assets | |||||
| Fixed assets | £979,414 | £1,571,547 | £1,333,824 | £461,147 | £75,527 |
| Intangible assets | £706,293 | £1,102,627 | £950,030 | £275,655 | — |
| Property, plant & equipment | £173,121 | £368,920 | £383,794 | £185,492 | £75,527 |
| Current assets | £31,942,744 | £33,278,141 | £20,332,029 | £8,501,986 | £600,656 |
| Cash at bank | £363,662 | £1,589,490 | £1,705,835 | £4,084,689 | £267,329 |
| Debtors | £100,000 | £100,000 | £18,626,194 | £4,417,297 | £333,327 |
| Liabilities | |||||
| Creditors | £5,938,984 | £8,487,340 | — | — | — |
| Creditors within one year | £5,938,984 | £8,444,802 | £6,262,887 | £5,464,053 | £79,177 |
| Creditors after one year | — | £42,538 | £148,896 | £284,009 | — |
| Net current assets | — | — | £14,069,142 | £3,037,933 | £521,479 |
| Assets less current liabilities | — | — | £15,402,966 | £3,499,080 | £597,006 |
| Profit & loss | |||||
| Turnover | £48,956,651 | £45,237,736 | £48,859,150 | £30,855,786 | — |
| Cost of sales | £11,174,683 | £10,069,986 | — | — | — |
| Gross profit | £37,781,968 | £35,167,750 | £38,494,050 | £20,397,400 | — |
| Administrative expenses | £22,032,271 | £21,559,510 | — | — | — |
| Operating profit | £15,749,697 | £13,608,240 | £15,614,488 | £86,569 | — |
| Interest receivable | £1,510,813 | £1,156,087 | — | — | — |
| Interest payable | £2,026 | £7,090 | — | — | — |
| Profit before tax | £17,258,484 | £14,757,237 | £15,812,607 | £64,951 | — |
| Tax | £4,393,742 | £3,648,959 | — | — | — |
| Profit / loss | £12,864,742 | £11,108,278 | — | — | — |
| Operating costs | |||||
| Depreciation | £195,799 | £141,407 | — | — | — |
| Amortisation | £581,251 | £558,502 | — | — | — |
| People & pay | |||||
| Average employees | 0 | — | 231 | 195 | — |
| Source evidence | View filing | View filing | View filing | View filing | View filing |
From the accounts
What the accounts for 2025-12-31 say about themselves, read by AI from the scanned filing.
- Immediate parent
- Shawbrook Bank Limited
- Ultimate parent
- Shawbrook Group plc
- Accounts
- FRS 101
- Approved
- 2026-04-29, signed by Miguel Sard
Related parties (2)
- Shawbrook Bank Limited · parent company · Trade receivables due from related parties · 30,147,378
- Shawbrook Bank Limited · parent company · Trade receivables due from related parties · 30,124,357
Share classes (2)
- 2,473,811 Ordinary share of £1 each of £1
- 3,847,671 Deferred share of £1 each of £1
Events after the year end (1)
- There have been no significant events affecting the Company since the year ended 31 December 2025.
Secured borrowing
Registered charges, lenders and security interests.
Charges and related records
3 outstanding chargesFixed · created 2021-01-22
—
OutstandingFixed · created 2018-03-23
—
OutstandingFixed · created 2016-04-06
—
OutstandingShow 1 satisfied / released
All Assets · created 2016-07-07 · satisfied 2020-12-14
—
Satisfied