Rac Insurance Limited
Non-life insurance · Walsall
ActiveUnited KingdomIncorporated 1989Private Limited Company
Financial position
Accounts to 2025-12-31 · GBP · Company accounts
Net assets
£27,142,000
Cash
£9,273,000
Turnover
£46,370,000
Profit / loss
£5,969,000
Current assets
£48,990,000
Creditors < 1 year
—
Equity
£27,142,000
Average employees
Not available
Balance-sheet trend
GBP · companyFinancial statements
Selected figures from the best-ranked available filing for each period. Missing values remain unknown.
Some figures were read by AI from scanned accounts, so small errors are possible. View the filed accounts
| Reported figures | 2025-12-31Company · AI-read | 2024-12-31Company · AI-read |
|---|---|---|
| Balance sheet | ||
| Net assets | £27,142,000 | £21,173,000 |
| Equity | £27,142,000 | £21,173,000 |
| Share capital | £7,250,000 | £7,250,000 |
| Retained earnings | £19,892,000 | £13,923,000 |
| Assets | ||
| Current assets | £48,990,000 | £40,723,000 |
| Cash at bank | £9,273,000 | £8,835,000 |
| Debtors | £39,717,000 | £31,888,000 |
| Profit & loss | ||
| Turnover | £46,370,000 | £39,435,000 |
| Cost of sales | £35,231,000 | £32,518,000 |
| Interest receivable | £369,000 | £415,000 |
| Profit before tax | £7,939,000 | £4,018,000 |
| Tax | £1,970,000 | £939,000 |
| Profit / loss | £5,969,000 | £3,079,000 |
| Cash flow | ||
| Cash from operations | £4,000 | — |
| Source evidence | View filing | View filing |
From the accounts
What the accounts for 2025-12-31 say about themselves, read by AI from the scanned filing.
- Principal activity
- The principal activity of the Company is the provision of insurance relating to roadside assistance and legal expenses products sold by other Group companies.
- What it does
- insurance · roadside assistance · legal expenses products (AI keywords)
- The year
- Profit before tax increased by £3,921k to £7,939k (2024: increase of £1,420k to £4,018k). The movement is driven by an increase in insurance revenue driven by an increase in filesize and an improvement in profitability of certain contacts.
- Outlook
- The directors expect the general level of activity for the Company to be maintained in the future.
- Auditor
- Deloitte LLP · senior statutory auditor David Heaton
- Audit opinion
- Clean (unmodified)
- Immediate parent
- RAC Group Limited · England and Wales
- Ultimate parent
- RAC Group (Holdings) Limited · United Kingdom
- Ultimate controlling party
- RAC Group (Holdings) Limited
- Approved
- 2026-03-30, signed by J Baker
Related parties (4)
- RAC Motoring Services · fellow Group company · Net value of transfers was net revenue in the year · £14,069k (000s)
- Other Group companies · Group companies · Current accounts due from related parties · 39,693 (000s)
- RAC Motoring Services · fellow Group company · Auditor’s remuneration borne by RAC Motoring Services · £88k (000s)
- Other Group companies · Group companies · Taxation settled by group relief · £1,970k (000s)
Share classes (1)
- 7,250,000 ordinary of £1
Principal risks (4)
- strategies not being optimally chosen, implemented or adapted to changing long term trends in the market
- debt leverage
- market risk
- credit risk
Secured borrowing
Registered charges, lenders and security interests.
Charges and related records
0 outstanding chargesNo charges available in our records.